其余須知：

1. 1. 僅限投保時年齡為出生滿60天至90周歲的被保險人投保。
   Only available to insured persons aged 60 days to 90 years of age at the time of enrollment.
2. 2. 未滿18周歲的未成年人的身故保險金額不超過監(jiān)管規(guī)定的限額。
   The amount of death insurance for minors under the age of 18 does not exceed the limit set by the regulator.
3. 3. 本產(chǎn)品每一被保險人限投1份，若同一個被保險人就同一旅行同時投保保險公司2份（或以上）任何旅行險或航意險產(chǎn)品（不包括團體保險），且在不同產(chǎn)品中有相同保險利益的，則保險人僅按所投保產(chǎn)品中保額最高的一份保險合同承擔該險別項下的賠償責任；若各保險合同的保險金額相同，即只對其中一份做賠償。對于其余保險合同給予退還保險費。
   Each insured person shall only apply for one insurance policy.If the same insured person has applied for more than one travel insurance or aviation insurance policy (excluding group insurance) for the same trip underwritten by the company and there are same benefits in multiple policies, the company will only pay the benefit up to the highest limit of that benefit under one policy.Refund of premiums for other insurance contracts.
4. 4. 本保單僅承保目的地為中國大陸境內(nèi)的旅行，具體以本保單明細和條款中所載明或約定的旅行目的地為準。
   This policy only covers trips inside Mainland China, subject to the destination wording stated in the corresponding terms and conditions of this policy.
5. 5. 本產(chǎn)品無猶豫期，請投保人謹慎選擇投保，除法律法規(guī)或雙方另有約定外，保單生效后退保保險公司僅退還保單未滿期凈保險費，退保將會造成投保人的損失，其中未滿期凈保費=保險費×[1-(保險合同已生效的天數(shù)/保險合同保險期限的天數(shù))] ×（1-10%）。經(jīng)過天數(shù)不足一天的按一天計算。若本保險合同已發(fā)生保險金賠償，則未滿期凈保費為零。投保單次旅行保障計劃的情形，如投保人按前述約定申請退保，應(yīng)經(jīng)保險人同意，并提供被保險人相應(yīng)的未出行的證明。
   There is no hesitation period for this insurance, please choose to insure carefully. Except for laws and regulations or otherwise agreed by both parties,our Company will only refund the net premium for the unexpired term of the policy if the policy is surrendered after it has come into effect, and the surrender of the policy will result in the policyholder's loss, in which the net premium for the unexpired term = Premium × [1 - (number of days that the insurance contract has been in force/number of days of the insurance contract's insurance term)] × (1-10%). If the number of days elapsed is less than one day, it is calculated as one day.If an insurance claim has been incurred under this insurance contract, the net unexpired premium will be zero.In the case of insuring a single trip protection plan, if the insured person applies for surrender of the policy in accordance with the foregoing agreement,the insurer shall agree to it and provide the insured person with corresponding proof of not traveling in China.
6. 6. 本保單的保費支付方式為一次性支付保單保費，保險費交清前，本合同不生效。（詳見相關(guān)條款描述）
   The premium payment method of this policy is a lump sum payment of the policy premium, and this contract will not take effect until the insurance premium is paid.(Please refer to the description of the relevant terms and conditions for details)
7. 7. 存在以下情形的，保險人不承擔賠付旅行延誤保險金責任：被保險人搭乘的航班為中轉(zhuǎn)聯(lián)程航班，且航班中轉(zhuǎn)地在境內(nèi)的；航班中轉(zhuǎn)地在境外，且中轉(zhuǎn)聯(lián)程航班預(yù)留時間不足90分鐘的。
   The insurer shall not be liable to pay travel delay insurance benefits under the following circumstances:the insured's flight is a connecting flight, and the flight transit place is in China; The connecting place of the flight is overseas, and the reserved time for the connecting flight is less than 90 minutes.
8. 8. 保險人認可的就診醫(yī)院范圍是中華人民共和國境內(nèi)（港、澳、臺地區(qū)除外）合法經(jīng)營的二級（含）以上的醫(yī)院，除外以下就診場所：
   1）特需部、外賓部、干部病房、聯(lián)合病房、國際醫(yī)療中心、VIP部或其他不屬于社會醫(yī)療保險范疇的高等級病房；
   2）康復(fù)科、康復(fù)病床、健康中心、天然治療所、康復(fù)院、聯(lián)合醫(yī)院、診所、精神病院、老人院、療養(yǎng)院、戒毒中心、戒酒中心、醫(yī)院的（門）急診觀察室、家庭病床（房）。
   The scope of hospitals recognized by this policy is hospitals at level 2 or above (including level 2) that are legally operated within the territory of the People's Republic of China (excluding Hong Kong, Macao, and Taiwan regions), with the following treatment facilities excluded:
   1）Special needs departments, foreign guest departments, cadres' wards, combined wards, international medical centers, VIP departments, or other high - level wards that do not fall within the scope of social medical insurance;
   2）Rehabilitation departments, rehabilitation beds, health centers, natural treatment centers, convalescent hospitals, combined hospitals, clinics, mental hospitals, nursing homes, sanatoriums, drug rehabilitation centers, alcohol rehabilitation centers, emergency observation rooms (of hospitals), and home beds.
9. 9. 本保單僅承保外籍人士和港澳臺居民在入境后于中華人民共和國境內(nèi)（港、澳、臺地區(qū)除外）旅行期間的相關(guān)風險，不承保被保險人入境前的境外旅行以及出境后的境外旅行。
   This policy only covers the relevant risks of foreign nationals or residents of Hong Kong, Macao and Taiwan during their travel within the territory of the People's Republic of China (excluding Hong Kong, Macau, and Taiwan regions) after entering the country.It does not cover the overseas travel of the insured before entering the country or the overseas travel after exit the country.
10. 10. 茲經(jīng)雙方理解并同意，若保險公司/保險人在本保險合同項下提供任何保險保障、利益或支付任何保險賠償金會導(dǎo)致保險公司/保險人違反聯(lián)合國決議項下的任何制裁、禁止性或限制性規(guī)定，或者違反中國或歐盟或美國頒布的任何經(jīng)濟貿(mào)易制裁、法律法規(guī)，則保險公司/保險 人在本保險合同項下不提供前述保險保障、利益，亦不支付前述保險賠償金。
    This policy is not be deemed to provide cover and the insurer not be liable to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose the insurer to any sanction, prohibition, or restriction under the People's Republic of China resolutions or the trade or economic sanctions, laws, or regulations of the European Union or the United States of America.
11. 11. 賠付說明：每日住院津貼，以30天為限；身故遺體送返，喪葬費用以20,000元為限。
    The Daily hospital allowance is limited to 30 days; for Repatriation of remains , the funeral expenses are limited to RMB 20,000.
12. 12. 本產(chǎn)品包含如下增值服務(wù)：醫(yī)療機構(gòu)推介、緊急醫(yī)療翻譯、安排入院服務(wù)、住院醫(yī)療費用墊付和擔保，詳情可查看《保險服務(wù)手冊》（點擊可查看）。
    This product includes the following value-added services: Referral of Medical Facility, Emergency Medical Interpretation, Hopitalization Arrangements, Medical expenses guarantee and payment. For details, please refer to the "Insurance Service Manual" (clickable for viewing).